Banking automation specialists

Banking automation,
delivered in weeks

We automate document-heavy banking processes on top of your core system — with an AI-accelerated senior team that has worked with core banking for 25+ years.

Book a free process audit See Instant Contract

New product

Instant Contract

Contract documentation —
from hours to minutes.

Instant Contract selects the required documents, fills them with data from the core banking system and hands over a package ready for signing.

< 2 min^*per document package
2–3×^*more loans per day per employee
0manual document merges

Learn more Book an audit

* Conservative estimates for a typical manual loan documentation process.

New preparation

Contract ID

Mortgage loan agreement Ready
Loan repayment schedule Ready
Promissory note authorization For review
Personal data processing consent Ready
Notice of the right of withdrawal Ready

Merged PDF ready5 documents · 1 min 42 s

Simplified illustration

AI Software Factory

AI-accelerated delivery for regulated environments

We built our own AI software factory and used it to ship Instant Contract in 2.5 months. Now we bring the same approach to your projects — or help your teams adopt it safely.

AI writes the code. Our senior team decides what gets built and what goes to production.

How we build with AI Book a 1-hour presentation

2.5 monthsfrom first user story to working MVP

≥ 3×^*less engineering effort — at least

127user stories delivered through one controlled process

* Conservative estimate based on 127 delivered user stories and code volume, compared with traditional development of the same scope. Includes the time spent building the harness itself.

Our Services

Three ways we help banks do more
with the same team

Banking process automation, AI-accelerated delivery and managed infrastructure — from one senior team.

In production at ProCredit Bank

Banking process automation

Less manual work in your back office, without new load on IT. We automate document-heavy banking processes on top of your core system — delivered in weeks, controlled and auditable.

Contract documentation
Account & product onboarding
Credit decisions & renewals

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Fixed scope, fixed price

AI-accelerated delivery

Banking projects delivered with our AI Software Factory: AI writes the code, our senior team approves every story and specification and decides what goes to production.

Approved before it's built
Independent validation
Rules checked on every change

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Monthly support package

Managed Infrastructure & DevOps

A monthly pool of senior engineering hours for your servers, databases and pipelines, allocated to your priorities each month.

Proactive monitoring
Database administration
DevOps & automation

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Explore our services

Concept art of a glowing network of connected nodes streaking ahead through a tangle of dark cables, representing speed, flexibility, leadership and teamwork

WHY PROGRAMERIKA

Banking depth.
AI speed. Full control.

A senior team that has worked together for 5+ years — and directly on top of core banking systems for 25+.

Banking depth25+ years directly on core banking systems.
AI-accelerated deliveryOur own AI engineering workflow: at least 3× faster delivery*, every story and spec approved by senior engineers, every change validated and logged.
Proven in productionOur banking automation runs in production at ProCredit Bank.
Fixed scope, fixed priceYou pay for results, not hours.
Low IT effortIntegration is built once; your core stays untouched and business teams manage the rest.

* Conservative estimate based on 127 delivered user stories and code volume, compared with traditional development of the same scope. Includes the time spent building the harness itself.

CLIENT TESTIMONIALS

What our clients say about us

This project is an example of how it should be done. With high quality of project documentation and efficient execution coordinating multiple international teams to deliver complex automation solution involving multiple systems.